Insurance Premium Calculator

Calculate accurate insurance premiums for your vehicle with our comprehensive tool. Compare different coverage options and add-ons to find the perfect policy for your needs.

Vehicle & Policy Details

Vehicle Type

Policy Type

Vehicle Age (Years)

Engine Capacity (CC)

Vehicle Value (IDV) - ₹

Location

Claim History

NCB Percentage

Add-on Covers

Zero Depreciation Cover

Get full claim amount without depreciation deduction

Engine Protection Cover

Protection against engine damage due to water ingression

Roadside Assistance

24x7 emergency assistance and towing services

Personal Accident Cover

Coverage for driver and passengers in case of accidents

Consumables Cover

Coverage for consumable parts like oil, lubricants, nuts & bolts

Premium Breakdown

Base Premium ₹0

Add-on Cost ₹0

Total Premium ₹0

💡 Pro Tips

• Maintain NCB for lower premiums
• Choose add-ons based on usage
• Compare quotes from multiple insurers
• Consider voluntary deductible for savings

Premium Comparison by Add-ons

Compare Coverage Options

Add-on Cover	Premium Cost	Sum Insured	Status

Understanding Insurance Coverage

Comprehensive Coverage

Covers own damage, theft, natural calamities, and third-party liability

No Claim Bonus

Earn up to 50% discount on premiums for claim-free years

Add-on Covers

Enhance protection with zero depreciation, engine cover, and more

⚠️ Important Disclaimer

This calculator provides estimated premium amounts for planning purposes. Actual premiums may vary based on insurer policies, vehicle inspection, driving history, and current market rates. Always compare quotes from multiple insurers and read policy terms carefully before purchasing insurance.